Cost-to-company calculator: Canada
What an employee costs each month and each year: gross salary, the employer’s social security and other costs, next to what the employee takes home.
Enter the figures and press Calculate: the breakdown shows here, with the rules used.
Results are estimates for planning only, not legal, tax or payroll advice. Rates marked "estimate" are published figures Mihnaro has not confirmed; check them with the country’s tax authority, its social security body or your accountant, and your employment contract. Each rule shows its source.
Rules for Canada and their sources
The version in force from 2026-01-01. "Verified" rules were checked against the official source named; the others are estimates to confirm.
Pay and working time
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Currency: CAD Legal basis cited
Bank of Canada · read 2026-11-01
Social security
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Social security salary: basic + allowances Legal basis cited
CRA T4127 Payroll Deductions Formulas, 122nd edition (January 2026) · read 2026-11-01
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Employee contributions by monthly salary band: 0–292: 1.63% · 292–5,742: 7.58% · 5,742–6,217: 5.95% · 6,217–7,083: 4% · 7,083–∞: 0% Legal basis cited
CRA T4127 Payroll Deductions Formulas, 122nd edition (January 2026) · CPP, CPP2, EI 2026 · read 2026-11-01
CPP 5.95% over the $3,500 yearly exemption up to $74,600, CPP2 4% up to $85,000, EI 1.63% up to $68,900; as monthly bands of a twelfth.
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Employer contributions by monthly salary band: 0–292: 2.282% · 292–5,742: 8.232% · 5,742–6,217: 5.95% · 6,217–7,083: 4% · 7,083–∞: 0% Confirmed by the owner
CRA T4127 Payroll Deductions Formulas, 122nd edition (January 2026) · CPP, CPP2, EI 2026 · read 2026-11-01
Confirmed by the owner on 2026-11-02 (earlier: The same CPP and CPP2; EI at 1.4 times the employee’s (worked out from the maximum premiums $1,572.30 and $1,123.07).).
Income tax
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Tax brackets and allowances are: yearly Legal basis cited
Canada Revenue Agency: tax rates and income brackets 2026 · 2026 · read 2026-11-01
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Income tax brackets: 0–58,523: 14% · 58,523–117,045: 20.5% · 117,045–181,440: 26% · 181,440–258,482: 29% · 258,482–∞: 33% Legal basis cited
Canada Revenue Agency: tax rates and income brackets 2026 · 2026 · read 2026-11-01
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Personal allowance: single: 0 Legal basis cited
Canada Revenue Agency: tax rates and income brackets 2026 · read 2026-11-01
No allowance: the personal amount is a credit.
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Allowances not taxed, up to % of basic: 0% Confirmed by the owner
Canada Revenue Agency: tax rates and income brackets 2026 · read 2026-11-01
Confirmed by the owner on 2026-11-02.
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Social security comes off taxable income: No Confirmed by the owner
CRA T4127 Payroll Deductions Formulas, 122nd edition (January 2026) · read 2026-11-01
Confirmed by the owner on 2026-11-02 (earlier: The enhanced CPP contributions are deductible; not applied.).
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Tax credits, rebates and deductions: Basic personal amount · Canada employment amount Legal basis cited
CRA T4127 Payroll Deductions Formulas, 122nd edition (January 2026) · BPAF, CEA 2026 · read 2026-11-01
At the 14% lowest rate: the basic personal amount $16,452, falling to $14,829 between $181,440 and $258,482, and the Canada employment amount $1,501. Credits for CPP and EI are not applied.
State, province or regional tax
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States, provinces or regions with their own tax: Ontario · British Columbia · Alberta · Manitoba · Saskatchewan · Nova Scotia · New Brunswick · Newfoundland and Labrador · Prince Edward Island · Yukon · Northwest Territories · Nunavut Legal basis cited
Canada Revenue Agency: tax rates and income brackets 2026 · 2026, provinces and territories · read 2026-11-01
Each province’s brackets (read) and basic personal amount from T4127. Quebec is not covered yet: Revenu Québec sets its own tax.
Each of the 12, with its scale and source
- Ontario: 0–53,891: 5.05% · 53,891–107,785: 9.15% · 107,785–150,000: 11.16% · 150,000–220,000: 12.16% · 220,000–∞: 13.16% · Basic personal amount · Ontario surtax: 20% · Ontario surtax (second rate): 36% Legal basis cited Canada Revenue Agency: tax rates and income brackets 2026 · read 2026-11-01 Basic personal amount $12,989 and surtax 20% of Ontario tax over $5,818 and 36% over $7,446 from T4127 (Jan 2026). The Ontario Health Premium and tax reduction are not applied.
- British Columbia: 0–50,363: 5.6% · 50,363–100,728: 7.7% · 100,728–115,648: 10.5% · 115,648–140,430: 12.29% · 140,430–190,405: 14.7% · 190,405–265,545: 16.8% · 265,545–∞: 20.5% · Basic personal amount Legal basis cited Canada Revenue Agency: tax rates and income brackets 2026 · read 2026-11-01 5.6% first rate for the whole of 2026 (raised in July); basic personal amount $13,216 (T4127).
- Alberta: 0–61,200: 8% · 61,200–154,259: 10% · 154,259–185,111: 12% · 185,111–246,813: 13% · 246,813–370,220: 14% · 370,220–∞: 15% · Basic personal amount Legal basis cited Canada Revenue Agency: tax rates and income brackets 2026 · read 2026-11-01 Basic personal amount $22,769 (T4127).
- Manitoba: 0–47,564: 10.8% · 47,564–101,200: 12.75% · 101,200–∞: 17.4% · Basic personal amount Legal basis cited Canada Revenue Agency: tax rates and income brackets 2026 · read 2026-11-01 Basic personal amount $15,780 (T4127); its reduction for high incomes is not applied.
- Saskatchewan: 0–54,532: 10.5% · 54,532–155,805: 12.5% · 155,805–∞: 14.5% · Basic personal amount Legal basis cited Canada Revenue Agency: tax rates and income brackets 2026 · read 2026-11-01 Basic personal amount $20,381 (T4127).
- Nova Scotia: 0–30,995: 8.79% · 30,995–61,991: 14.95% · 61,991–97,417: 16.67% · 97,417–157,124: 17.5% · 157,124–∞: 21% · Basic personal amount Legal basis cited Canada Revenue Agency: tax rates and income brackets 2026 · read 2026-11-01 Basic personal amount $11,932 (T4127).
- New Brunswick: 0–52,333: 9.4% · 52,333–104,666: 14% · 104,666–193,861: 16% · 193,861–∞: 19.5% · Basic personal amount Legal basis cited Canada Revenue Agency: tax rates and income brackets 2026 · read 2026-11-01 Basic personal amount $13,664 (T4127).
- Newfoundland and Labrador: 0–44,678: 8.7% · 44,678–89,354: 14.5% · 89,354–159,528: 15.8% · 159,528–223,340: 17.8% · 223,340–285,319: 19.8% · 285,319–570,638: 20.8% · 570,638–1,141,275: 21.3% · 1,141,275–∞: 21.8% · Basic personal amount Legal basis cited Canada Revenue Agency: tax rates and income brackets 2026 · read 2026-11-01 Basic personal amount $11,188 (T4127).
- Prince Edward Island: 0–33,928: 9.5% · 33,928–65,820: 13.47% · 65,820–106,890: 16.6% · 106,890–142,520: 17.62% · 142,520–200,000: 19% · 200,000–∞: 20% · Basic personal amount Legal basis cited Canada Revenue Agency: tax rates and income brackets 2026 · read 2026-11-01 Basic personal amount $15,000 (T4127).
- Yukon: 0–58,523: 6.4% · 58,523–117,045: 9% · 117,045–181,440: 10.9% · 181,440–500,000: 12.8% · 500,000–∞: 15% · Basic personal amount Confirmed by the owner Canada Revenue Agency: tax rates and income brackets 2026 · read 2026-11-01 Confirmed by the owner on 2026-11-02 (earlier: Yukon’s basic personal amount follows the federal one ($16,452, less for high incomes; the reduction is not applied).).
- Northwest Territories: 0–53,003: 5.9% · 53,003–106,009: 8.6% · 106,009–172,346: 12.2% · 172,346–∞: 14.05% · Basic personal amount Legal basis cited Canada Revenue Agency: tax rates and income brackets 2026 · read 2026-11-01 Basic personal amount $18,198 (T4127).
- Nunavut: 0–55,801: 4% · 55,801–111,602: 7% · 111,602–181,439: 9% · 181,439–∞: 11.5% · Basic personal amount Legal basis cited Canada Revenue Agency: tax rates and income brackets 2026 · read 2026-11-01 Basic personal amount $19,659 (T4127).
Federal plus the province or territory picked, for an employee outside Quebec. Credits beyond the basic and employment amounts are not applied.
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